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More About Public Risk Underwriters

Downey Insurance joined Brown & Brown Insurance 12 years ago and has experienced various segments of growth, each resulting in a different business identity.  After providing public entity services under the name "Downey Public Risk", the time has now come for the growing subsidiary to assume its long-term legal name as the day-to-day operating identity.  Beginning immediately, we will be moving away from the d/b/a Downey Public Risk, to the more descriptive "Public Risk Underwriters of Indiana, LLC".

We appreciate the business and support of all our agent partners throughout Indiana and look forward to a successful future.

Public Risk Underwriters has been in operation since 1970, providing insurance services for public entities. Most notably, Public Risk Underwriters has performed as the administrator of Indiana Public Employers' Plan (IPEP) for the past 20 years. IPEP is the largest provider of public entity workers' compensation in the State of Indiana, which provides coverage for as much as $1,000,000,000 in public worker wages.

PRU joined Brown & Brown, Inc. in November, 2005. Brown & Brown, Inc. and its subsidiaries offer a broad range of insurance and reinsurance products and services, as well as risk management, third party administration, and managed health care programs. Providing service to business, public entity, individual, trade and professional association clients nationwide, the Company is ranked by Business Insurance magazine as the sixth largest independent insurance intermediary not only in the United States, but the world.

Brown & Brown, Inc. (symbol: BRO on NYSE), has significant business holdings in Indiana. With the addition of PRU, recent estimates place Brown & Brown in the top five providers of insurance administration and support services in Indiana with nearly $200M in premium volume in the State. More information on Brown & Brown may be found at

PRU offers a full spectrum of services including underwriting, rating, claims administration, comprehensive reporting, and reinsurance brokerage.

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Toll Free 800.382.8837

Phone 765.457.9161

Fax 765.868.3310


Mailing Address

PO Box 1247

Kokomo, IN 46903

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IPEP is an Indiana not-for-profit corporation organized in December 1989. Its purpose is to operate a self-funded group program for the purpose of satisfying the obligations of the members under the Indiana Workers' Compensation Act, the Indiana Workers' Occupational Diseases Act and the Indiana Employers' Liability Act. Membership in IPEP is limited to political subdivisions and governmental entities of the State of Indiana.

Toll Free: 800-382-8837

Phone: 765-457-9161

P.O. Box 1247

Kokomo, IN 46903-1247

Anthem Blue Cross and Blue Shield is the trade name of Anthem Insurance Companies, Inc. Independent licensee of the Blue Cross and Blue Shield Association. ® ANTHEM is a registered trademark of Anthem Insurance Companies, Inc. The Blue Cross and Blue Shield names and symbols are registered marks of the Blue Cross and Blue Shield Association.

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