Interested in Membership?

About IPEP

Indiana Public Employers' Plan, Inc. (IPEP) is a is a nonprofit, self-funded workers compensation program for Indiana public employers. We offer training, risk and claims management, plus a series of benefits.


Founded in 1989, IPEP works on behalf of Indiana’s political subdivisions and governmental entities, serving as the largest provider of public entity workers compensation in the state. 

IPEP is the program of choice for over 600 active members, providing coverage for over $1 billion in public worker wages.

IPEP’s services are marketed and distributed by a network of local independent agents.


  • Provide a self-funded and robust workers compensation program that satisfies the obligations of IPEP members under the Indiana Worker’s Compensation Act, the Indiana Worker’s Occupational Diseases Act and the Indiana Employers’ Liability Act.



  • Develop and administer a competitive workers compensation program built around a robust system of risk management

  • Control claim outcomes through members' risk management efforts in order to reduce the frequency and severity of claims

  • Provide protection from the costs of a catastrophic loss by an excess insurance policy underwritten by EMC Insurance Companies (rated “A” by AM Best)

  • Abide by fair underwriting utilizing underwriting principles and standards in the workers compensation insurance industry, based on rates developed by the National Council on Compensation Insurance, and modified by IPEP's experience

Are you eligible for membership?

Quick Links

Toll Free 800.382.8837

Phone 765.457.9161

Fax 765.868.3310


Mailing Address

PO Box 1247

Kokomo, IN 46903-1247

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IPEP is an Indiana not-for-profit corporation organized in December 1989. Its purpose is to operate a self-funded group program for the purpose of satisfying the obligations of the members under the Indiana Workers' Compensation Act, the Indiana Workers' Occupational Diseases Act and the Indiana Employers' Liability Act. Membership in IPEP is limited to political subdivisions and governmental entities of the State of Indiana.

Anthem Blue Cross and Blue Shield is the trade name of Anthem Insurance Companies, Inc. Independent licensee of the Blue Cross and Blue Shield Association. ® ANTHEM is a registered trademark of Anthem Insurance Companies, Inc. The Blue Cross and Blue Shield names and symbols are registered marks of the Blue Cross and Blue Shield Association.

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